Your free Business Financial
Health Check
for Construction Businesses
Running a construction business means managing projects, subcontractors, fluctuating cash flow, and margins that can erode quietly. This 30-minute review cover the 6 areas that are often not addressed properly. You will leave with clarity, confidence, and a control of exactly what, if anything, is worth improving in your business.
HEAR FROM KATHRYN
The person behind
the business
Before you book any kind of review, it helps to know who you are talking to. Kathryn explains her approach, what Torbay Accounting stands for, and why she does things differently to most accountancy practices.
If her values and way of working feel like a good fit, the health check is a straightforward next step.
WHAT WE COVER
The 6 areas we look at in every health check
Each one is a structured question most business owners have never been asked by their accountant. Most reveal something worth knowing.
01
Profitability and Margin Clarity
Do you know your real margin at the service or project level, or just the overall business picture? We look at where profit is genuinely coming from and where it may be quietly eroding.
02
Tax Efficiency and Planning
Is your current structure the most tax-efficient it can be? We review whether the right planning conversations are happening proactively, or only at year-end when it is often too late.
03
Cash Flow Visibility
Do you have a clear picture of your cash position 60 to 90 days ahead, or are you managing it by feel? We assess whether the right forecasting and reporting is in place.
04
Management Accounts and Reporting
Are your numbers telling you anything useful on a monthly basis, or are you waiting until year-end to find out what happened? We look at whether your reporting is working for the business.
05
Systems and Processes
Is your accounting software set up in a way that saves your team time and gives you clean, reliable data? We review whether your current setup is doing the job it should.
06
Growth and Commercial Opportunity
Are there structural or financial decisions ahead of you where better advice would make a material difference? We identify where specialist input is likely to add genuine value.
WHAT WE COVER
Here is exactly what you are getting
A structured 30-minute review with Kathryn Webb FCCA directly. Not a junior team member. Not an automated tool. A conversation with a chartered accountant who specialises in businesses like yours.
30 minutes with Kathryn directly - A structured conversation, not a sales call. You will be asked specific questions and given straight answers.
A clear picture of where you stand - Across all 6 areas. An honest view of what looks good and what does not.
Zero obligation to continue - If there is nothing significant to find, Kathryn will tell you. If there is, she will show you what it is and what addressing it would look like.
Completely free - No card required. No invoice to follow. The health check is free because it is the right way to start a relationship with a business owner.
IS THIS RIGHT FOR YOU?
Who this is designed for
A good fit if you ...
Run a limited company in construction, or trades
Work on a mix of projects, contracts, or ongoing maintenance work
Want to know your real margin per project or service line, not just the overall business figure
Have an existing accountant but want to know you are getting the most from them
Want proactive advice, not just year-end compliance
Are growth-minded and want your numbers to work harder for you
ABOUT KATHRYN
Creating calm from chaos
Kathryn Webb FCCA is the founder and director of Torbay Accounting and Consultancy. She grew up watching her father run a construction business, which gave her a first-hand understanding of the weight business owners carry: the unpredictable cash flow, the late nights, the paperwork that nobody warned them about.
After studying business and psychology at the University of Hertfordshire, Kathryn spent eight years in corporate finance, progressing to European Finance Manager for a multinational. She then co-ran a landscape construction company with her husband, handling the pricing, finance, HR, and admin herself. That experience turned her understanding of trades businesses from observational to personal.
She founded Torbay Accounting in 2011 with a clear purpose: to give small business owners the same quality of financial insight and structure that large organisations take for granted, delivered in plain English, and with genuine care for the person behind the business.
